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	<title>Comments on: 15yr Citibank member says; Fuck you Citibank</title>
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		<title>By: Jason</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1277</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Mon, 28 Mar 2011 02:44:12 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1277</guid>
		<description>Ouch Jesse.. That sucks big time.. sorry to hear it.. 

And I do hope that they wake up, but most likely they never will.. why bother?  There are how many thousands and thousands of people that maintain high balances at 30% basically funding this robbery.. They don&#039;t know better, or are too lazy to try to change anything.. 

I&#039;m of the opinion now that credit cards in general (living a constant life of debt) is a major problem in America..  

Frankly if you can&#039;t afford something, don&#039;t buy it..  Carrying any kind of debt is foolish and only serves to keep you under the &quot;systems&quot; boot.</description>
		<content:encoded><![CDATA[<p>Ouch Jesse.. That sucks big time.. sorry to hear it.. </p>
<p>And I do hope that they wake up, but most likely they never will.. why bother?  There are how many thousands and thousands of people that maintain high balances at 30% basically funding this robbery.. They don&#8217;t know better, or are too lazy to try to change anything.. </p>
<p>I&#8217;m of the opinion now that credit cards in general (living a constant life of debt) is a major problem in America..  </p>
<p>Frankly if you can&#8217;t afford something, don&#8217;t buy it..  Carrying any kind of debt is foolish and only serves to keep you under the &#8220;systems&#8221; boot.</p>
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		<title>By: Jesse</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1276</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Sun, 27 Mar 2011 15:05:24 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1276</guid>
		<description>I closed my citbank card 20 months ago. Last week i get notified that a billing dispute could not be resolved in my favor and they charged me 625. I did not open a billing dispute and the supposed vendor has no record of me ever making a purchase.
Two separate citibank representatives told me that my account was closed with a zero balance. Based on the calls I was getting from Citibank&#039;s debt collection dept, I knew that was incorrect. A third representative literally pulled someone else&#039; account open and starting detailing this individual&#039;s charges over the phone to me! How&#039;s that for security! So I have spent around 5 hours on the phone with these jokers, have a major hit on my credit report, and I don&#039;t even do business with Citibank. I only wish we hadn&#039;t bailed out this company with TARP. I hope at some point in their lives, the managers at citibank look bank and reflect on the misery they have caused. 625 was stolen from me, but others have had their house stolen by these crooks. YOU can make a difference. Think local, think small, think Credit Unions.</description>
		<content:encoded><![CDATA[<p>I closed my citbank card 20 months ago. Last week i get notified that a billing dispute could not be resolved in my favor and they charged me 625. I did not open a billing dispute and the supposed vendor has no record of me ever making a purchase.<br />
Two separate citibank representatives told me that my account was closed with a zero balance. Based on the calls I was getting from Citibank&#8217;s debt collection dept, I knew that was incorrect. A third representative literally pulled someone else&#8217; account open and starting detailing this individual&#8217;s charges over the phone to me! How&#8217;s that for security! So I have spent around 5 hours on the phone with these jokers, have a major hit on my credit report, and I don&#8217;t even do business with Citibank. I only wish we hadn&#8217;t bailed out this company with TARP. I hope at some point in their lives, the managers at citibank look bank and reflect on the misery they have caused. 625 was stolen from me, but others have had their house stolen by these crooks. YOU can make a difference. Think local, think small, think Credit Unions.</p>
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		<title>By: Rob</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1243</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Wed, 23 Feb 2011 18:32:07 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1243</guid>
		<description>Wow! Look at all the complaints &amp; I&#039;m sure there are a lot more out there about this unscrupluous company. CitiCards is a definate loan-shark crooked scam which ruins lives...plus they&#039;re into telephone harassment as well! 29.99% interest is totally insane! The law needs to put these asshole creeps away! Fucking blow-bastards!

Go fuck yourselves, CitiCards! Fuck You!!!</description>
		<content:encoded><![CDATA[<p>Wow! Look at all the complaints &amp; I&#8217;m sure there are a lot more out there about this unscrupluous company. CitiCards is a definate loan-shark crooked scam which ruins lives&#8230;plus they&#8217;re into telephone harassment as well! 29.99% interest is totally insane! The law needs to put these asshole creeps away! Fucking blow-bastards!</p>
<p>Go fuck yourselves, CitiCards! Fuck You!!!</p>
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		<title>By: Bonecrusher</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1229</link>
		<dc:creator>Bonecrusher</dc:creator>
		<pubDate>Tue, 01 Feb 2011 17:28:57 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1229</guid>
		<description>I had a Citi platinum, member since 1990.  Rate was something like 5.6% in 2008 and sometime in 2009 it went to 13.99 on my statement.  Called them and they claim they had sent out a rate jack letter, but I never saw it.  Talked to the typical India female robot on the phone and kept politely pushing her to lower the rate back down.  Finally she said &quot;I&#039;ll take care of you&quot; and it seemed like everything was fine.  Logged on to my online account and the lying bitch had closed it.  Called back and talked to a &quot;supervisor&quot; who was somewhere in the US.  Explained that I had never authorized closing the account.  He lowered my rate to 12 something.  that lasted about 6 months when another rate jack showed up bumping it to 16.99.  This time I closed the account.  Member since 1990, last payment missed sometime in 1995 because the mail got messed up (the pre-internet era when you actually had to mail payments) and 25k+ credit line.

Thanks for jacking rates when prime and fed funds rates are at historical ALL TIME lows.  and fuck all you indian call center fucks, seriously learn to fucking communicate like a human and not some pathetic speak and spell</description>
		<content:encoded><![CDATA[<p>I had a Citi platinum, member since 1990.  Rate was something like 5.6% in 2008 and sometime in 2009 it went to 13.99 on my statement.  Called them and they claim they had sent out a rate jack letter, but I never saw it.  Talked to the typical India female robot on the phone and kept politely pushing her to lower the rate back down.  Finally she said &#8220;I&#8217;ll take care of you&#8221; and it seemed like everything was fine.  Logged on to my online account and the lying bitch had closed it.  Called back and talked to a &#8220;supervisor&#8221; who was somewhere in the US.  Explained that I had never authorized closing the account.  He lowered my rate to 12 something.  that lasted about 6 months when another rate jack showed up bumping it to 16.99.  This time I closed the account.  Member since 1990, last payment missed sometime in 1995 because the mail got messed up (the pre-internet era when you actually had to mail payments) and 25k+ credit line.</p>
<p>Thanks for jacking rates when prime and fed funds rates are at historical ALL TIME lows.  and fuck all you indian call center fucks, seriously learn to fucking communicate like a human and not some pathetic speak and spell</p>
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		<title>By: Janine</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1120</link>
		<dc:creator>Janine</dc:creator>
		<pubDate>Sat, 13 Nov 2010 23:56:35 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1120</guid>
		<description>I went through something similar several months ago, with Citi. They sent em a letter telling me that my 14.2% apr would be changing to 29.99% for reasons of &quot;responsible buisiness practices due to the current economic crisis&quot;.  I shit you not.  I figured I must have done something wrong? missed a payment? went over limit? So, I logged into my account and everything seemed just fine. I pulled my credit report, just to be sure that the APR increase was not my fault, and my credit is damn near perfect.  LITERALLY. It even said, in black and white print, that i had NEVER missed a payment on any of my accounts over the last 10 years. So, confused as fuck, I called Citibank. They also admitted that the rate increase was no afult of my own but that it was somethign &quot;they just had to do.&quot;  So, while i was cashing in my ThankYou points online, i said &quot;Well, good then.  Fuck you.  Close my account.&quot;  They did, and as a stipulation of the original notification, I was able to maintain my 14.2% for the life of the balance.  Now, I just throw money at it once a month and i have about 7K more to go until I am rid of Citibank for good. I will NEVER have another citi account for as long as I live. I even go so far as to boycott anything Citi owns, like the local baseball stadium. On the coat tails of my experience, all of my family memers ahve followed suit, closing their Citi accounts and even refinancing mortgages away form Citi.  Fuck Citibank.  I hope they die.</description>
		<content:encoded><![CDATA[<p>I went through something similar several months ago, with Citi. They sent em a letter telling me that my 14.2% apr would be changing to 29.99% for reasons of &#8220;responsible buisiness practices due to the current economic crisis&#8221;.  I shit you not.  I figured I must have done something wrong? missed a payment? went over limit? So, I logged into my account and everything seemed just fine. I pulled my credit report, just to be sure that the APR increase was not my fault, and my credit is damn near perfect.  LITERALLY. It even said, in black and white print, that i had NEVER missed a payment on any of my accounts over the last 10 years. So, confused as fuck, I called Citibank. They also admitted that the rate increase was no afult of my own but that it was somethign &#8220;they just had to do.&#8221;  So, while i was cashing in my ThankYou points online, i said &#8220;Well, good then.  Fuck you.  Close my account.&#8221;  They did, and as a stipulation of the original notification, I was able to maintain my 14.2% for the life of the balance.  Now, I just throw money at it once a month and i have about 7K more to go until I am rid of Citibank for good. I will NEVER have another citi account for as long as I live. I even go so far as to boycott anything Citi owns, like the local baseball stadium. On the coat tails of my experience, all of my family memers ahve followed suit, closing their Citi accounts and even refinancing mortgages away form Citi.  Fuck Citibank.  I hope they die.</p>
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		<title>By: brian</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1077</link>
		<dc:creator>brian</dc:creator>
		<pubDate>Wed, 06 Oct 2010 21:42:03 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1077</guid>
		<description>hahaha citi crooks on your cc try to get a mortgage mod with them what a joke</description>
		<content:encoded><![CDATA[<p>hahaha citi crooks on your cc try to get a mortgage mod with them what a joke</p>
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		<title>By: Jason</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1069</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Sun, 26 Sep 2010 20:45:13 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1069</guid>
		<description>Horatio you should be seeing it in &quot;Comic Sans MS&quot;, if you don&#039;t have that then you&#039;ll see it in &quot;Helvetica&quot;..  It goes with the whole &quot;note pad&quot; theme.. 

What do you see?</description>
		<content:encoded><![CDATA[<p>Horatio you should be seeing it in &#8220;Comic Sans MS&#8221;, if you don&#8217;t have that then you&#8217;ll see it in &#8220;Helvetica&#8221;..  It goes with the whole &#8220;note pad&#8221; theme.. </p>
<p>What do you see?</p>
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		<title>By: Horatio</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1068</link>
		<dc:creator>Horatio</dc:creator>
		<pubDate>Fri, 24 Sep 2010 12:54:35 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1068</guid>
		<description>yeah, citibank is surely criminal scum, but wtf is with this font?</description>
		<content:encoded><![CDATA[<p>yeah, citibank is surely criminal scum, but wtf is with this font?</p>
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		<title>By: dustin</title>
		<link>http://randomstringofwords.com/fuck-you-citibank/comment-page-1/#comment-1034</link>
		<dc:creator>dustin</dc:creator>
		<pubDate>Tue, 03 Aug 2010 15:32:38 +0000</pubDate>
		<guid isPermaLink="false">http://randomstringofwords.com/?p=976#comment-1034</guid>
		<description>I worked for the credit card division of citibank until just recently.   the apr increase was a crock of shit citi lost a lot of good standing cardholders because of it.  I will never have a citi credit card</description>
		<content:encoded><![CDATA[<p>I worked for the credit card division of citibank until just recently.   the apr increase was a crock of shit citi lost a lot of good standing cardholders because of it.  I will never have a citi credit card</p>
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